To give you the unique solutions that your unique lifestyle demands we look at every aspect of your life compared to your financial well-being.
Building your wealth
Through sound wealth creation strategies, intelligent investment selection and ongoing investment management we ensure you maintain a reliable income through your retirement.
By developing a financial plan and constructing an investment solution that is most likely to achieve your financial objectives, and helping you to understand the risk that is required in order to achieve these goals.
Monitoring your investment portfolio
We regularly evaluate and monitor the various investment solutions on the market to ensure that your investments are the best on offer for your risk profile, tax situation, income and growth requirements.
The portfolio solutions we offer you takes into account local and offshore exposure together with the allocation of funds to various asset classes such as shares, bonds, property, currency and more.
Planning for your retirement
By the time you reach retirement you do not want to be fighting to get the money you have set aside. With the amount of schemes on offer and the number of implications that are not properly explained in these schemes, it can sometimes lead to a feeling of anger and despair when you are trying to access what you have rightfully earned.
Taxes, inflation, small print clauses – these can take the joy out of retirement.
Through many years of helping clients achieve a comfortable retirement we have the necessary knowledge and the portfolio of products to assist you in thinking ahead for retirement to being on the threshold to enjoying your ‘golden years’.
Retrenchment advice
Retrenchment, through whatever reason, is a stressful and frustrating time. Juggling your finances shouldn’t need to be taking up your time. Through helpful and accurate advice on taxation, investment of termination payments, debt restructuring and optimal usage and maintenance of your available income we can help to take these worries off your shoulders so you can concentrate on getting back into the workforce.
Tax-effective financial planning
Many people find that, due to taxes, their planned returns are turning out to be far less than they had bargained for. Through proper structuring of your investment portfolios we can offer you a tax-effective solution to maximise your after-tax investment returns.
Estate planning
Effective estate planning ensures that your assets are bequeathed to your beneficiaries in exactly the manner you have intended. We will help you to manage estate cash flow, arrange for any revisions of trust deeds and wills in case of changing circumstance and offer you options, where possible, on estate duty and executor cost savings.
Protecting your family and assets
The road through life often has unexpected bumps. To protect you and your family we offer comprehensive advice – and a wide range of products from our insurance partners – on risk insurance. Key areas covered include life, critical illness, disability and income protection.
Employee benefits
Take care of your employees and they will take care of your business. With the backing of a comprehensive portfolio of business assurance products I will ensure that your employees’ well-being is properly cared for. Our solutions are geared toward your specific needs, your specific industry, the size of your workforce, the benefits and group schemes your employees require, your specific financial circumstances and those of your employees and advising and assisting in the claims process for individual members on the best options when it comes to withdrawal, retirement or disability.
Business financial management and continuity risk
Your business is not an overnight operation. As such you need the best advice on the impact of change of ownership due to death, disability, retirement or disposal. We can help with the unique aspects of key man and buy-sell assurance tailored to your business’ needs.